Financial consultant reviewing a cash flow forecast with a business owner in a Johannesburg office
Outsourced CFO

Get the CFO your business needs

Senior financial leadership for South African SMEs on a fixed monthly retainer, without the full-time cost. CFO guidance in Johannesburg, serving businesses across South Africa.

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What we do

You probably don't need a full-time CFO. You need the right one.

A rolling forecast that shows shortfalls before they happen. We update it every two weeks so you can act on cash problems early, not after they bite.

Close-up of hands pointing at a cash flow forecast chart on a laptop screen

Retainer pricing

Fixed monthly packages, clear from day one

Senior CFO support on a set monthly retainer, so you know the cost before we start. No hourly surprises.

Essential

From R6,250

per month

A rolling 13-week cash flow forecast, reviewed with you at a biweekly meeting.

Biweekly CFO meeting

13-week cash flow forecast

KPI dashboard

SARS deadline calendar

Email support

Most popular

Growth

From R11,250

per month

The Essential package plus management accounts review, budgeting and funding support.

Everything in Essential

Monthly management accounts

Budgeting & margin analysis

Bank & funding pack

Quarterly board report

Priority email support

Strategic

Custom

per month

The Growth package plus energy decisions, pricing reviews and deeper strategic planning.

Everything in Growth

Energy & solar ROI analysis

Pricing & margin review

B-BBEE planning

Ad-hoc project support

Need a tailored package for your industry?

Calm, professional view of a modern office meeting room with a large window overlooking Johannesburg skyline
CLIENT OUTCOMES

How SME CFO Advisory helps owners sleep easier

From R12,500 a month, our clients get clear cash flow forecasts, SARS deadlines tracked, and funding packs that actually get approved.

For the first time, I know my cash position three months ahead. We haven't missed a SARS deadline since and our bank finally approved the facility we needed.

Thabo Nkosi

Owner, Nkosi Construction

The biweekly meetings keep me honest. I leave each call knowing exactly what to do next, and the numbers finally make sense to me.

Sarah van der Merwe

Managing Director, van der Merwe Manufacturing

We were profitable on paper but always short of cash. The 13-week forecast showed us the problem in week two, and we fixed it within a month.

Lindiwe Dlamini

Founder, Dlamini Fresh Produce

The funding pack they built for us was bank-ready. It took three weeks to get approval, not the six months we'd been struggling with.

Pieter Botha

CEO, Botha Logistics

FAQ

Your questions, answered plainly

These answers cover how we work, what to expect, and how the retainer fits you.

Your accountant handles the past: tax returns, compliance, and historical records. We focus on the future. Think cash flow forecasting, pricing, budgeting, and the decisions that move your business forward.

Financial advisor reviewing cash flow reports with a business owner
REQUEST A QUOTE

Ready to see what a fractional CFO could do for your numbers?

A 30-minute consultation costs nothing, and you'll leave with a clear view of your cash position and next steps.

Call us now