Financial advisor reviewing a cash flow report with a business owner in a Johannesburg office
ABOUT US

Book a free call with your CFO

SME CFO Advisory gives growing South African businesses senior financial leadership on a fixed monthly retainer, built around a structured biweekly meeting.

Meet the team
Our approach

What does a fractional CFO actually do?

We give you senior financial leadership on a fixed monthly retainer, built around a structured biweekly meeting. You leave each one knowing where your business stands and what to do next.

Leadership

Senior financial guidance, without the full-time cost.

Our team brings senior financial expertise to small and medium businesses across South Africa. We help you make confident decisions, backed by numbers.

Portrait of Robert van der Merwe, fractional CFO, in a navy blazer.

Robert van der Merwe

Founder & Fractional CFO

Robert helps SME owners turn their numbers into clear direction. He brings solid financial and risk-management experience from a big-firm background and focuses on practical, plain-language advice.

Portrait of Thandi Nkosi, financial analyst, wearing a teal blouse.

Thandi Nkosi

Financial Analyst

Thandi builds the cash flow forecasts and KPI dashboards that keep our clients ahead. She spots trends early and makes complex data simple for business owners to act on.

Two professionals reviewing financial documents together in a modern Johannesburg boardroom
CLIENT PARTNERSHIPS

Working relationships that build trust.

Our clients meet with us every two weeks, review their numbers, and leave with a clear plan. Here's how that partnership works in practice.

The biweekly meetings forced me to actually look at my numbers. Now I know my cash position weeks ahead, not after the fact. It's changed how I run the business.

Thabo M.

Managing Director, Johannesburg construction firm

We'd been profitable on paper but always short on cash. The 13-week forecast showed us exactly where the gaps were. We've never missed a supplier payment since.

Priya N.

Owner, Gauteng manufacturing company

I'm good at my trade, not at spreadsheets. Our CFO partner translates the numbers into plain language and gives me a clear set of decisions. Worth every rand.

Johan van der M.

Founder, Western Cape agri-business

Financial advisor reviewing a cash flow forecast on a laptop in a warm, professional setting
TAKE THE NEXT STEP

Let's work together on your numbers

Book a free 30-minute consultation and we'll map your next three months of cash flow together. No pressure, no jargon, just clarity.