Financial advisor reviewing cash flow reports in a modern office
FRACTIONAL CFO SERVICES

Senior CFO expertise for growing South African businesses

Senior financial leadership on a fixed monthly retainer. Cash flow forecasting, SARS compliance and funding support for South African SMEs.

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THE REAL PROBLEM

Profit on paper, but never enough cash?

Here's the honest truth: most growing businesses in Johannesburg don't have a cash problem. They have a visibility problem. You're turning over R5m to R50m, yet month-end still brings the same surprise.

What we do

Six services that turn your numbers into a clear plan.

A rolling 13-week forecast that shows shortfalls weeks before they happen, so you can act early and avoid cash surprises.

Laptop showing a 13-week cash flow forecast spreadsheet on a desk

THE COST CASE

Fractional CFO vs full-time, in rands

Full-time CFO talent in South Africa can cost R1.5 million a year plus benefits. We give you senior financial leadership at a fraction of that.

See how we work

±90%

Potential cost savings

Compared to hiring a full-time CFO in South Africa.

30 days

Time to add value

Onboarding is done in the first month of the engagement.

R6,250

Starting monthly retainer

Senior CFO support at a fixed monthly fee.

R1.5m

Full-time cost comparison

The estimated annual cost of an in-house CFO, plus benefits.

INDUSTRIES WE SERVE

CFO support built for your industry's numbers

From construction to hospitality, we deliver fractional CFO guidance that fits how your business actually works.

Construction
Manufacturing
Agriculture
Hospitality & Tourism
Transport & Logistics
Modern Johannesburg office boardroom with skyline views
CLIENT STORIES

How owners use their numbers with confidence

South African SME owners come to us when they want clarity, not guesswork. Their words carry more weight than ours ever could.

For the first time, I walked into a bank meeting with a funding pack that made sense. The bank said yes within two weeks.

Thabo Nkosi

Owner, construction company in Midrand

Our cash flow forecast showed a shortfall three months out. We adjusted our supplier terms and avoided a real crisis.

Lindiwe Dlamini

Managing director, food manufacturer in Kempton Park

I used to lose sleep over SARS deadlines. Now there's a calendar, a plan, and someone who actually tracks it with me.

Pieter van der Merwe

Director, logistics company in Germiston

The biweekly meetings keep me honest. I know my numbers before I walk in, and I leave knowing the next move.

Naledi Mokoena

Founder, hospitality group in Sandton

FAQ

Ask us anything

Real answers to the questions we hear most from owners considering a fractional CFO.

A fractional CFO handles the senior financial work you need: cash flow forecasting, management reporting, budgeting, and SARS oversight. You get the strategic thinking of a full-time CFO, without the full-time cost.

Business owner reviewing financial charts with an advisor in a modern office
BOOK A FREE CALL

Senior financial leadership without the full-time cost

A free 30-minute consultation with no obligation. We'll review your numbers and tell you honestly whether a fractional CFO is the right fit for your business.

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